Although Winter is one of my least favourite seasons I don't mind snuggling up under a blanket to keep warm.

Winter also means we are coming to the end of the financial year, how quickly has that come around?

Thinking of a new financial year makes me realise I don't know where the year has gone and that I haven't really thought about any goals for the New Year. Now would definitely be the best time sort out a plan for next year and maybe even revisit ones that may have been set in January.

If you goal is to quit smoking or eat healthier we won't be much of a help, but for any financial goals or plans you would like some advice about please feel free to come in and see us!